CASH or CARD

Whats best? This all depends on your habits.

To some having a eftpos card or credit card is a license to over spend with the thinking that you are still within your budget. if this is so then Cash is good for you!

Cash is visual spending and cards are spending the unseen ! If you have a budget for the day or the week, draw the amount out and put it into the category's that need to be paid first then what is left is your free money.                                
                               
                                This will help you from over spending.

If you are a person that your cash burns a hole in your pocket and  you have to spend it, then eftpos is good for you. Set up bill payments with your bank to the amounts in your budget and what is left is your free money by way of your card.
                                
                                 This will help you from over spending.

Try it for a month and see how it can change your bank balance! START TO DAY